Shopping for a car can be a stressful experience. JAB Automotive LLC aims to make the entire process easier. Even if you have no credit or bad credit, we’ll work with you to find the ideal monthly payment plan for you.
The Myth of Bad Credit
Some people assume that having bad credit means you can’t get a good loan. Turns out, that’s actually not true. The good news is that there are many buyers who are more than qualified for auto loans—they just need to find the right financing.
You may also have many of the same luxuries as buyers with pristine credit, including preapproval, flexible monthly payment options, and more. Every car shopper is different, so it’s important to sit down and talk with a professional who can address your individual needs.
What Can You Afford?
One great way to ensure your approval for a car loan is to do some research to see what you can afford. While most car shoppers should have about 10-20% percent of a vehicle’s sticker price as a down payment, if you pay more than that, you increase your likelihood of getting accepted for a loan.
You can also extend loan terms to make monthly payments more affordable. Using a budget calculator is a great way to see what cars are in your price range. Additionally, having a cosigner is a great way to increase your chance of getting approved for a loan.
What’s Right for You?
There is no one-size fits-all solution for auto financing, as every buyer is unique. Our team is dedicated to making the buying process easy, which means we’ll do everything we can to get you behind the wheel of your dream car.
Call us to schedule an appointment with our finance department, to speak with an expert about initiating the vehicle finance process.